A six-figure salary is considered 'low income' in San Francisco, and the threshold is rising

#BayArea #MarinCounty #SanFrancisco #SanMateo #HighcostofLiving #LowIncome

The Bay Area is so expensive, earning $117,400 a year qualifies you as "low income" in some counties.

Every year the U.S. Department of Housing and Urban Development releases "income limits," the minimum income level required to qualify for some affordable housing programs.

To be considered "low income" in San Francisco, San Mateo, and Marin counties, a family of four must earn $117,400 a year. "Very low income" is considered $73,300.

The Bay Area figures are the highest in the country and continue to increase year over year. Income limits in some Bay Area cities increased by 10 percent just in the last year.

Most residents will roll their eyes at such figures — they're used to seeing the cost of rent and homeownership increase with the years. In May, the median home price in the Bay Area hit a record high at $935,000.

The high cost of living likely accounts for what some perceive to be a "Bay Area exodus." It's hard to quantify such a trend with limited census data, but multiple reports imply Bay Area residents are at least thinking about leaving. Real estate site Redfin determined the Bay Area as the top region for "outward migration" in the nation by analyzing where people were searching for homes.

"Jobs and housing are really the primary criteria driving people's decisions," Hans Johnson, a senior fellow at the Public Policy Institute of California, told The Chronicle in March. "It's kind of a balancing act between the two. If jobs predominate, people are moving in. If housing predominates, you have less people moving in."

Here's the list of counties and the annual salaries that qualify as low income for a four-person family:

Alameda County: $89,600

Contra Costa County: $89,600

Marin County: $117,400

Napa County: $73,450

San Francisco County: $117,400

San Mateo County: $117,400

Santa Clara County: $94,450

Solano County: $66,950

Sonoma County: $78,550

By Michelle Robertson, SFGATE Updated 10:53 am PDT, Tuesday, June 26, 2018

Michelle Robertson is an SFGATE staff writer. Email her at mrobertson@sfchronicle.com or find her on Twitter at @mrobertsonsf.

Comments

Five Simple Ways to Start Communicating More Mindfully

#Communication #HealthyRelationship #Mindfulness If you've ever practiced mindfulness, you're probably already aware of the many benefits it offers for the willing and dedicated practitioner. When we open ourselves to this practice, we create the potential for our lives to be transformed in ways that might seem subtle but are truly life-altering. Though many of the benefits of mindfulness are personal and internal—improved concentration, expanded sense of awareness, increased patience, and enduring states of tranquility, to name a few—some important aspects of the practice can positively affect our external experience as well. Take communication, for example. Using mindfulness in our communication with others can improve our relationships and help us navigate even the most difficult conversations. If you already have a practice of cultivating mindfulness, a little intention is all you’ll need to start applying it to your communication. If you haven’t yet developed a pra...

New fascinating insights on the psychological effects of Hugging

#Hug #Hugging #Emotions #Stress #Mood #BlackMaleTherapist #Psychotherapy #MentalHealth During the COVID-19 pandemic and associated lockdowns and restrictions, one of the things many people missed most was getting hugged by their loved ones. This led to an increased interest in the positive effects of hugging in the psychology research community and several studies published over the last year have yielded new insights on what it means to us to be hugged. Here are four of the most interesting new insights into the science of hugging. 1. Getting hugged by others, but also hugging yourself, reduces stress hormones A recent study by researcher Aljoscha Dreisoerner from the Goethe University in Frankfurt, Germany, and his team focused on the positive effects of hugging on stress (Dreisoerner et al., 2021). Interestingly, the scientists not only investigated how getting hugged by other people could reduce stress, but also whether hugging yourself (e.g., when other people are not ...

The Unique Benefits of Teletherapy.

#BlackTherapist #Teletherapy #Triple5LightTherapy.com #AfricanAmerican #Therapist b y Margarita Tartakovsky, M.S. Teletherapy is seen as an inferior alternative to in-person therapy. But while it has some drawbacks, online therapy has plenty of pluses, too. First the drawbacks: Some clients miss their therapist’s office, which they associate with safety and healing, said Jodi Aman , LCSW, a psychotherapist in Rochester, N.Y. Technical difficulties—from poor internet connections to visibility issues–can interrupt sessions. Finding a private, quiet space at home can be challenging. Still, many people prefer teletherapy. As psychologist Regine Galanti , Ph.D, pointed out, the biggest myth about teletherapy is that it’s “a plan B approach.” Many of Galanti’s clients have been doing online sessions for years. Her teen clients, in particular, like attending therapy in their own space. Teletherapy is also convenient. “[I]t removes time barriers for people to ...

5 Communication Tweaks That Increase Intimacy

#Communication #trust #Empathy #Attachment #mirroring #reciprocating #apology #defensive #Psychology “Working on our communication” is one of the most commonly cited reasons couples seek relationship counseling. This is not surprising. Often, over time, even the best of relationships can fall victim to negative communication patterns. This is especially true for couples who find themselves under a lot of stress because, naturally, when our coping mechanisms are overtaxed, we default to older—more primitive and less mature—ways of coping (cf. Weinberger & Stoycheva, 2019). A colleague used to say that when we are distressed, we become caricatures of ourselves—i.e., our worst qualities become exaggerated. It gets harder to employ our most thought-out and balanced ways of interacting with the world. However, several tweaks only require a little time or effort, just repetition, and attention to our automatic behaviors that we can make to improve our connection with our partners. ...

Triple5Light Therapy

Search This Blog